Asset Creation Asset Preservation Asset Leveraging Asset Accumulation
APIC's Asset Building Framework

EARN Quarterly Impact Analysis: Learn about the exciting work we are accomplishing here at EARN & APIC. Learn more...

Asset Building After Foreclosure: Join the Bay Area Asset Support Center (ASC) to learn about types of financial, social, and emotional resources available to homeowners caught in the foreclosure crunch.  Learn more...

Irvine Foundation honors CEO Ben Mangan with a leadership award. Learn more...

What percentage of California's low-income working families spend more than 1/3 of their income on housing?
33%
59%
72%



Taking Pay out of Payday

This new report provides a picture of who uses Payday loans, why they use Payday loans, and offers examples of state and national policies that curb predatory Payday lending.  A joint report maps the concentration of Payday lenders by legislative districts for the state of California.

 Read the report

Family Economic Self- Sufficiency Standard

The Self-Sufficiency Standard measures how much income a family needs to make ends meet in California's 58 counties. According to this study, even two full-time minimum wage jobs fail to cover a family's basic-needs budget. Due to the rising costs of basic items like food, housing, gas, health care, and child care, families need to nearly double their 2003 income to survive.  

 Read the report

Reversal of Fortune

A new report released by the Economic Policy Institute finds that African Americans have lost ground in the United States on all major economic indicators--income, wages, employment, and poverty.  In fact, African Americans were worse off in 2007 than they were 7 years back.

  Read the report

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