Asset Creation Asset Preservation Asset Leveraging Asset Accumulation
APIC's Asset Building Framework

Establishing an IDA Program: EARN's new practice brief and guide for individuals & organizations interested in establishing an IDA program.  Download brief... 

EARN Quarterly Report: Read about EARN's impact in matched savings, innovation, policy, and research. Download report...

Job opportunities: Grants Manager and Asset Services Assistant.  Learn more...

In California, what percentage of uninsured children live in a home where the head of the household has a year-round, full-time job?
30%
55%
70%



Establishing an Individual Development Account Program

EARN is a leader in the Individual Development Account (IDA) field with over 2,300 accounts opened.  In this practice brief we identify lessons learned from over 8 years of experience delivering a highly effective and efficient IDA program.  This practice brief should be a guide for individuals and agencies interested in establishing an IDA program in the United States.  

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Ups and Downs: Does the American Economy Still Promote Upward Mobility

As Americans face rising unemployment rates and greater uncertainty about the future in this current economic downturn, this report investigates the extent to which the American economy promotes upward economic mobility (in the form of income growth) and prevents downward economic mobility (in the form of income declines), and whether it does so to the same degree as in the past.

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American Dream 2.0  

Despite the turmoil in the state's housing market, at APIC we believe there are innovations in the asset-building field for renters, in lending for first-time buyers, and in employer-sponsored benefits, all of which have successful homeownership track records. This paper offers a series of actionable strategies on homeownership policy for California's business, nonprofit, and government leaders.  Download PowerPoint Presentation

  Read the report

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